About Ruby


About Ruby

A small hotel owner on a tropical island in Panama once came up with an idea. His guests have been taking selfies on the beach and beautiful grounds all the time, but nobody knew it was his hotel. He wanted to change that. So he reached out to his techie friend in San Francisco.

That's how Ruby was born.

Partner with real people, your customers

With Ruby, you promote your business via your own real customers. It's a great way to get to know your customers better, build trust and loyalty and integrate into communities.

Business-friendly

Ruby is extremely easy to use. You just chose your desired locations, upload your logo and launch your first promo campaign. After that, it just works by itself and doesn't occupy any of your time.

Cost-effective

You don't need to have a huge marketing budget to take advantage of the latest marketing trends and technology. Each promo post will cost you just a few cents and it's up to you to decide how much you want to pay.

Ethical

People choose to promote your brand because they feel connected with it and care about it. The won't be posing on the photos for something they don't like, in front of all their friends. On the other hand, we don't force our ads on anybody and we don't exploit people data for commercial gain. It's a mutually beneficial partnership between Ruby platform, brands and consumers.

Safe

No fake Instagram followers or posts. It's all real people and your marketing investment is well protected.

Looking forward

We recognize that Ruby is just at the start of a long road and we as a team work hard to deliver the best experience for business-owners and their customers. Talk to us and tell us what your think!


Interchange Fees for 2020 Announced

The term “Interchange rate” refers to the fees charged by the card companies for use of their cards. These card companies include Visa, Mastercard, AMEX, Discover. Interchange rates change twice a year – in April and October. Payment processing companies make money by putting a markup on top of the interchange rate. This is called cost-plus or interchange plus pricing. “Interchange” being the card…



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How to Increase Your Revenue with Recurring Payments

To be sure, you need some pretty solid software tools to achieve your subscription goals. According to market research, there are literally hundreds of software products and cloud services dedicated to this task alone. Most of them will charge you a good monthly fee to use their tools. Luckily, if you process your credit card payments with Ruby, you are getting a wide range of business tools at no…



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What is Interchange and why should you care

Is Interchange a new sales tax? While we are definitely on the side of science and hard evidence here, let’s admit nobody is happy to lose money. So that’s what Interchange is: a kind of global tax on every sale of goods or services when a customer pays with a debit or credit card. For there are just a few major card brands in the world, namely Visa, Mastercard, American Express, Discover and…



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Invoice Payment Link Helps You Get Paid Fast

Invoicing is no doubt a significant business operation in itself. From the speed of creating a new invoice to presenting it to a customer, and then to get it actually paid. It takes a full-time role to handle it all in some more prominent firms. Sometimes a whole department. Even an entire building. That’s how vital Invoicing is. Hundreds of software companies try to tackle the invoicing conundrum…



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Interchange Plus: Save a ton of money on payment fees

Interchange Plus is a new, transparent, and straightforward pricing model which helps merchants to save much money on payment fees. Basically, it means that a payment company adds a small fixed markup on top of the underlying Interchange fees, which makes this pricing much fairer for the merchant. Interchange is a ubiquitous commission fee charged by the global card networks at every card…



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